Are you an individual seeking a loan, perhaps to renovate your home or start a small business, or a small business searching for funding?
While the CDFI Fund does not make loans directly to individuals—nor does it directly finance specific projects—the CDFI Fund does provide financing to CDFIs throughout the country that, in turn, provide financing to individuals like yourself. Whether you are a resident hoping to purchase a first home, an entrepreneur working to open a local store, or an existing business owner looking to expand an enterprise, we believe that every person deserves access to the necessary resources, and we can help point you in the right direction. We encourage you to use the tools below to find a local CDFI that may offer funding to meet your individual needs.
Option 1: List of certified CDFIs
- Go to our list of certified CDFIs below.
- The list can be sorted by CDFI name, location, or type (e.g., bank, credit union, venture capital fund). The list will contain contact information for each CDFI, which you can use to inquire about the types of assistance it may provide.
- Go to our searchable award database linked below.
- Under the Search option, select and submit your state, then narrow your search to the "CDFI Program." Native American, Alaskan Native, and Native Hawaiian individuals and businesses may also want to search for "NACA Program" awardees. After reading the awardee profiles obtained through your search, you can identify organizations near you that offer the type of loan you are looking for.
- If there are no awardees located in your area, review the profiles of organizations located in nearby communities. Some organizations may only serve their local cities or towns, while others may also serve adjacent counties or entire states.
***FREQUENTLY ASKED QUESTIONS
Q. What is a CDFI?
A. Community Development Financial Institutions, or CDFIs, are mission-driven financial institutions that have been certified by the U.S. Department of the Treasury’s CDFI Fund. CDFIs include credit unions, banks, loan funds, and venture capital funds that operate with a primary mission of serving low-income communities.
Q. What types of services do CDFIs provide?
A. Depending upon their institution type, CDFIs provide a variety of financial services, financial education opportunities, and affordable lending in their communities. _
Q. If I cannot find a CDFI near me, are there other government resources to which the CDFI Fund can point me?
A. Benefits.gov is a resource provided by the federal government to help citizens find which government benefits they may be eligible to receive, including an interactive Benefit Finder tool. Learn more at www.benefits.gov.
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